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Platform

One Platform for All Rural Banking Needs

Whether it's AEPS withdrawals, utility bill payments, mobile recharges, or mini statements — our API platform enables agents and retailers to serve unbanked communities with ease and trust. Fast, secure, and built for Bharat.

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Real-Time AEPS Transactions

Enable instant Aadhaar withdrawals, balance checks, and mini statements with 99.9% uptime — anytime, anywhere.

Utility & Bill Payment Hub

Electricity, gas, water, DTH, FASTag — serve your community with 24×7 utility access across 100+ billers.

Zero API Setup Fees

Start your journey without financial barriers — no setup fees, no hidden charges. Just plug in and grow with us.

Solution Process

Simplify Your Fintech Journey with JAMS FINTECH

JAMS FINTECH empowers your fintech business with seamless digital infrastructure — from ready-to-deploy White-Label Portals to fully Custom-Built Fintech Platforms and a powerful Cloud-Based Fintech Portal with robust API integrations.

Step-01 :
Loan Application API

Apply for Personal, Business, MSME & Housing Loans. Earn payouts on disbursals and file logins while tracking CIBIL scores and application status—all through a single interface.

Step-02 :
White-Label Fintech Portal

Launch your branded fintech platform in no time with our customizable white-label solutions — including AEPS, bill payments, loan APIs, and more.

Step-03 :
Custom Fintech Portal Development

Need something unique? We build fully customized fintech portals tailored to your operational workflows, business model, and regulatory needs — from the ground up.

Seamless Bill Payments & AEPS Services

With JAMS FINTECH, you can easily handle bill payments, from utilities to government services, ensuring a hassle-free experience. Our AEPS (Aadhaar Enabled Payment System) feature offers quick, secure, and paperless transactions for your customers, especially in rural areas, simplifying banking services like never before.

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Services

Power Your Platform with JAMS FINTECH's APIs

Integrate AEPS, BBPS, and money transfer services directly into your platform. Start, scale, and manage rural-focused financial services with ease.

JAMS FINTECH

Simplify Your Fintech Journey with JAMS FINTECH

JAMS FINTECH empowers your fintech business with seamless digital infrastructure — from ready-to-deploy White-Label Portals to fully Custom-Built Fintech Platforms and a powerful Cloud-Based Fintech Portal with robust API integrations.

  • Loan Application API

    Apply for Personal, Business, MSME & Housing Loans. Earn payouts on disbursals and file logins while tracking CIBIL scores and application status—all through a single interface.

  • White-Label Fintech Portal

    Launch your branded fintech platform in no time with our customizable white-label solutions — including AEPS, bill payments, loan APIs, and more.

  • Custom Fintech Portal Development

    Need something unique? We build fully customized fintech portals tailored to your operational workflows, business model, and regulatory needs — from the ground up.

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JAMS FINTECH

Seamless Bill Payments & AEPS Services

With JAMS FINTECH, you can easily handle bill payments, from utilities to government services, ensuring a hassle-free experience. Our AEPS (Aadhaar Enabled Payment System) feature offers quick, secure, and paperless transactions for your customers, especially in rural areas, simplifying banking services like never before.

Clients Feedback

They Loves Us

Sanjay Verma, Retailer

JAMS FINTECH has been my go-to platform for mobile recharges. It’s super easy to use, and I can complete the process in just a few clicks. Highly recommend it!

Anita sharma, Housewife

I've been using JAMS FINTECH for my bill payments, and I'm impressed by how convenient it is. Whether it's electricity, water or DTH, everything is settled in minutes.

Rajesh Kumar, Retailer

JAMS FINTECH has made transactions seamless for my business. The AEPS service is fast, reliable and easy to use, helping me process payments effciently.