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Terms & Conditions – JAMSFINTECH.COM

Effective Date: 12 April 2024 Welcome to JAMSFINTECH.COM By accessing or using our platform, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our services.

1. Acceptance of Terms:

By registering, accessing, or using any part of JAMSFINTECH’s services, you agree to these Terms and Conditions, our Privacy Policy, KYC Guidelines, Anti-Money Laundering Policy, and other policies displayed on our platform. If you do not agree to these terms, please refrain from using our services.

2. Eligibility:

To use JAMSFINTECH services, you must:

  • Be at least 18 years of age.
  • Be capable of entering into legally binding contracts under Indian laws.
  • Comply with all RBI KYC & AML regulations and platform guidelines.
3. User Obligations:

As a user, you agree to:

  • Provide accurate, current, and complete information during registration and verification processes.
  • Maintain confidentiality of your account credentials and notify us immediately in case of unauthorized access.
  • Use the platform only for lawful and legitimate financial transactions.
  • Not engage in any activities that violate applicable laws, including money laundering, fraud, or terrorism financing.
    • 4. Services Provided:

    JAMSFINTECH offers fintech services including digital payments, AEPS, loan services, bill payments, and API integrations. We reserve the right to modify, suspend, or discontinue any service at any time with or without notice.:

    5. Fees & Charges:

    Certain services on JAMSFINTECH may be subject to fees or transaction charges. Users will be informed about applicable charges before availing the services. All payments are final, subject to the refund policy where applicable.

    6. Compliance with Law:

    Users must comply with all applicable laws, including but not limited to:

    • Reserve Bank of India (RBI) Guidelines
    • Prevention of Money Laundering Act (PMLA)
    • Information Technology Act, 2000
    • Indian Penal Code (IPC) provisions related to financial frauds
      • 7. Limitation of Liability

      JAMSFINTECH shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of the platform. Our total liability shall not exceed the amount paid by you for the particular service in question.

      8. Data Privacy

      We are committed to protecting your personal data in accordance with our Privacy Policy. By using JAMSFINTECH, you consent to the collection, storage, and processing of your information as per regulatory guidelines.

      9. Prohibited Activities

      Users are strictly prohibited from:

      • Using JAMSFINTECH for any unlawful purposes.
      • Attempting to breach the platform's security measures.
      • Submitting false KYC documents or misleading information.
      • Engaging in chargeback fraud, phishing, or cyber attacks.
        • 10. Termination & Suspension

        We reserve the right to suspend or terminate your account without prior notice if we suspect any fraudulent activities, breach of terms, or non-compliance with laws. Any balance or pending transactions will be processed as per applicable policies and regulations.

        11. Indemnification

        You agree to indemnify and hold JAMSFINTECH, its affiliates, directors, employees, and partners harmless from any claims, liabilities, damages, losses, or expenses arising out of your breach of these Terms and Conditions.

        12. Dispute Resolution

        Any disputes arising from these Terms shall be governed by the laws of India. The courts of NEW DELHI, Rajasthan shall have exclusive jurisdiction over such disputes.

        13. Modifications to Terms

        JAMSFINTECH reserves the right to amend these Terms and Conditions at any time. Updated versions will be posted on this page with the “Effective Date” revised. Continued use of the platform after modifications constitutes acceptance of the new terms.

        14. Contact Us

        For any queries regarding these Terms and Conditions, please contact:

        Email: support@JAMSFINTECH.COM

        Phone: +91-1234567890

        Address: Noida

        15. Entire Agreement

        These Terms, along with our Privacy Policy, Refund Policy, Chargeback Policy, KYC Guidelines, and AML Policy, constitute the entire agreement between you and JAMSFINTECH and supersede any prior agreements.